Testimonials

Discover how AMK Bank has transformed the financial journeys of our customers. Hear firsthand experiences from individuals and businesses who have benefited from our range of services, from loans to mobile banking.

Testimonials

Discover how AMK Bank has transformed the financial journeys of our customers. Hear firsthand experiences from individuals and businesses who have benefited from our range of services, from loans to mobile banking.
Chheng Li Sok Leap

Master Agent

Being an AMK agent brings great peace of mind, as the bank’s staff are always there to support and resolve any issues in a timely manner. Operating as a Master Agent has significantly enhanced my business’s visibility and recognition in the community. Looking ahead, I plan to expand my business further by opening a coffee shop and a grocery store. I would like to express my deepest gratitude to AMK Bank for providing me with this opportunity to become an agent and build a strong, sustainable source of extra income. Currently, my agent offers a comprehensive range of financial services, including loan repayments, insurance renewals and payouts, local and international money transfers, water and electricity bill payments, as well as cash deposit and withdrawal services for all banks.

Thea Kanha

Agent Customer

When my husband experienced eye health issues, I received a 700,000 Riel insurance payout via a text code and withdrew the cash directly at the nearest AMK agent. I am incredibly satisfied because AMK agents are not only close to home and convenient to travel to, but they also provide excellent, fast, friendly, and highly attentive customer service. AMK agents offer a wide range of financial services, including loan repayments, insurance renewals and payouts, water and electricity bill payments, local and international money transfers, as well as cash deposit and withdrawal services for all banks.

Pov Ya

Loan & Insurance Customer

After losing my husband, my family faced immense hardships, losing both our primary income and the pillar of our household. I had previously taken a loan from AMK Bank to build a house for my children, which I fully repaid before planning to build one for myself. Tragically, around that time, my husband met with a fatal traffic accident. However, receiving a 30 million Riel insurance payout enabled me to move forward with building my own home. I would like to express my deepest gratitude to Forte Insurance and AMK Bank for providing this payout, which truly helped fulfill my dream of owning two homes—one for my children and one for myself.

Phai Raksmey

Master Agent

Starting out as a regular agent and growing into an AMK Bank Master Agent has significantly boosted our customer support and transaction volume. The most popular financial services our customers rely on are loan repayments for all banks and electricity bill payments. Additionally, our agency offers fast and convenient services for domestic and international money transfers, water bill payments, mobile top-ups, as well as cash deposits and withdrawals for all banks.

Yeng Sara

Loan & Insurance Customer

During his lifetime, my husband loved me dearly; he was a good man and the only one who truly understood my heart. Following his tragic passing due to food poisoning, I received an insurance payout of 15.2 million Riel from Forte Insurance through my loan with AMK Bank. This financial support truly eased my family’s burden during our darkest hour. I highly encourage everyone to secure insurance for your family’s protection, as it serves as a critical pillar of support when unexpected tragedies strike.

Mil Srey Yin

Master Agent

Becoming a Master Agent at the end of 2024 after starting as a regular agent has helped my business grow and gain greater recognition within the community.

By providing a wide range of financial services through my agent such as cash-in and cash-out services for all banks and bill payment services, I have not only increased customer awareness of my agent, but also received strong support from AMK. This includes training and prompt technical assistance, which have contributed significantly to the growing reputation and success of the business.

Siea Sengheap

Loan Customer

Since 2022, I have used AMK loan to expand access to clean water for the community by enlarging water storage tanks and installing a clean water pipeline system. This initiative has helped provide clean water to more than 1,500 households in Ang Snoul District.

AMK offers loan facilities without collateral, enabling me to expand my business and fulfill my mission of serving the community.

In the future, I will continue to collaborate with AMK to transform the operation into a green station by adopting solar energy, helping to reduce costs and improve operational efficiency.

Vong Navo

Master Agent

Starting from a small grocery retail business, I became an AMK Master Agent in 2025. Since then, the business has continued to grow steadily.

Through my agent, I provide a wide range of financial services, including cash-in and cash-out for all banks, bill payments, fund transfers, and other payment services. This has not only generated additional income and enhanced my financial knowledge, but has also enabled me to play an important role in bringing financial services closer to people in the community.

 

Chhun Sreyny

Bancasurance Customer​​

Without the insurance policy from AMK, my family’s situation would have become even more difficult in the days ahead.

After losing the head of our family due to a traffic accident, I received insurance compensation of KHR 15.2 million from AMK. This support became a vital pillar in helping ease my financial burden during a very difficult time.

With a cost of less than KHR 100 per day, purchasing micro-insurance after applying for a loan was the right decision to protect my family’s future from unexpected risks.

Lan Leap

Agent Customer

I have been an AMK customer since 2018, and my trust in AMK has grown even stronger after receiving health insurance compensation of KHR 740,000 for medical treatment at a hospital.

Receiving insurance compensation through the AMK agent in Varin District, with friendly service and no service charges, has greatly helped ease my family’s financial burden.

AMK not only provides loans, but also delivers genuine protection and care to every customer.

Deng Sam Oeun

AMK Agent

Becoming an AMK agent, I receive many benefits, including additional allowances on money transfer services, working capital, and service fees on transaction amounts. We provide services such as depositing and withdrawing money and paying loans at all banks, transferring money and receiving money locally/overseas, paying water and electricity bills, and other services.

Ronh Sok Eng

Loan Customer

“AMK helped me a lot during a time when I had no income at all. My husband opened a Smart Kid account for our children and was a loan customer who also purchased insurance. Unfortunately, my husband passed away, but I received three types of compensation from AMK, including $5,000 from my smart kid account, 600,000 riel insurance, and loan write-off up to $4,750.”

Hong Huang

AMK Merchant

“I often present AMK KHQR to customers to scan pay! By doing this, I have contributed to donating funds to the Kantha Bopha Foundation of Cambodia through the “Scan AMK for Cambodian Children” program. In addition, AMK offers a high interest rate of up to 3.25%/year. 

Eng Ranet

Loan Customer

“After receiving loans from AMK in three stages, my business has experienced steady growth. Specifically, I have expanded my agricultural land to more than 3 hectares, growing crops such as durian, rubber, and pepper. In the future, I plan to further expand my agricultural business, particularly in durian and pepper cultivation, to a total of 10 hectares.” 

Hoeun Puthea

AMK Agent

Becoming an AMK Agent makes my life easier. Due to many people working in Korea, the most sought-after service is receiving money from Korea via E9Pay. 

Chea Kimnang

Loan customer

AMK loan not only helped my business grow, but it also enabled me to purchase a tricycle for my husband’s transportation needs and buy a plot of land.

Chhom Sros

Bancasurance customer

The insurance products offered by AMK helps Ms. Chhom Sros’s family be protected and have peace of mind in the event of any unexpected event. 

Solar Green Energy Cambodia

Supply Chain Loan

SOGE has been able to help about 1,100 farmer households easy access to water for their farms. This is not only helping community have access to water for farming activities at affordable cost, but also helps preserve the environment by reducing greenhouse gas emission into the atmosphere .

Chheun Ri

Bancasurance Customer

I applied for a loan from AMK to expand my business, sell and purchase insurance, but then my wife had a car accident until her death. I received 6,600,000 riels insurance and $3,500 in were totally write-off from AMK.

Bun Rany

AMK Merchant

In general, more than 70% of customers make payments to me by scanning their AMK KHQR because it is not difficult to change cash and also contributes to helping children undergoing treatment.

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AMK Mobile,
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AMK Mobile,
Your Digital Partner

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